Use Case · Audit Defense

Cite the Rule.
Trace the Action.
Pass the Audit.

When a regulator asks why your AI denied a loan, blocked a refund, or escalated a claim, most enterprises spend 90 days compiling records. We ship the answer in 48 hours. Every AI decision cited to a policy node at the moment it ships, traced in the Reasoning Ledger, exportable as one audit pack.

Run an Audit-Readiness Assessment · $500 Talk to a Co-Build engineer →
The pattern

90 days of forensic work,
$1.2M in fines, two AI vendors ripped out.

A $2B fintech. AI agents running onboarding, KYC, fraud screening, and dispute resolution. The state regulator opened a routine exam: produce the decision records for 12,000 customer interactions from the last quarter, with the policy citation for each.

The team had logs. They had model outputs. They had QA scores. They did not have decision-level policy citations. Reconstructing the reasoning took 90 days, five contractors, and three internal team-quarters. The exam closed with $1.2M in fines and a remediation order to rip out two AI vendors that could not produce a defensible audit trail.

By Q2 with Navedas's Decision Gate in production, every AI decision shipped with its policy citation attached. When the next exam landed, the audit response took 48 hours. The team exported the Reasoning Ledger for the requested window. The regulator closed the inquiry with no findings.

What you actually win

Four outcomes.
Audit-ready by construction, not by scramble.

OUTCOME 01

Cite every decision to a policy node.

Every AI verdict ships with a regulation-specific citation. BSA-AML §3.7.2. FCRA §615(a). GDPR Art. 22. The citation is captured at decision time, not reconstructed under pressure.

OUTCOME 02

Trace every override.

When a human overrides an AI decision, the override is captured with reason code, approver, and timestamp. The Reasoning Ledger sees AI and human as the same kind of decision-maker.

OUTCOME 03

Export a complete audit pack in 48 hours.

Reasoning Ledger to PDF, CSV, or JSON. Regulator-ready. Not a forensic search through log shards. One window, one pack, one click.

OUTCOME 04

Survive any post-deployment review.

No more "we need 90 days to compile the records." The records ARE the deployment. Every model version, every policy update, every decision lineage preserved.

The Decision Gate, live

One wire transfer.
Cited, traced, audit-pack-ready.

Operator Console · Audit Mode
LIVE
⚑ DECISION GATE · Wire Hold · Cited at decision time
AI-Fraud-Agent-12 placed a HOLD on $50,000 wire transfer to new beneficiary. Decision Gate evaluated 3 gates, captured the full audit trail, ledger-exportable now.
📎 BSA-AML §3.7.2 · FRAUD-002 §1.4 · POLICY-WIRE-001 §3.1
Reasoning trace
Input: Customer #C-44218 · $50,000 wire to new beneficiary
Gate 1: Beneficiary not in customer history (BSA-AML §3.7.2) ✓ cited
Gate 2: Amount 8× customer 90-day median (FRAUD-002 §1.4) ✓ cited
Gate 3: Customer not in high-value wire program (POLICY-WIRE-001 §3.1) ✓ cited
Metadata: 2026-05-20 09:47:12 UTC · model v2.4.1 · escalation tier 2
✓ HOLD · ESCALATE
per ESCAL-001 §1.2 · human tier 2
📑 LEDGER ENTRY · DEC-84291
audit-pack-ready · exportable now
◆ Speaks regulators fluently
EU AI Act GDPR Art. 22 NYDFS Part 500 BSA · AML · KYC SOX GLBA · CFPB FCRA · Reg E HIPAA 21 CFR Part 11 MAR · MiFID II ISO 42001 NIST AI RMF FINRA · OCC
The math

90 days of audit prep.
$400K–$1.2M per inquiry. Compressed to 48 hours.

Today
90 days
to compile records
With Navedas
48 hours
to export an audit pack
Cost per inquiry
$400K–1.2M
prep + contractor cost
Reduction
80–95%
audit response cost

EU AI Act fines start at €15M or 3% of global turnover. NYDFS Part 500 penalties run $250K per day per violation. Avoiding one fine pays for the Co-Build many times over.

How we deliver

Audit → Co-Build → Operate.
Two FDEs embed. You own the audit trail.

Five stages, three commercial milestones. Two Navedas engineers embed in your regulated operation for 10 to 14 weeks. When we leave, the Context Graph (your policy citations), the Decision Gate config (your enforcement thresholds), and the Reasoning Ledger (your regulator-ready trail) are all yours. Exportable on your own terms, forever.

See the full delivery stack →
◆ See your audit exposure before the regulator does

Run an Audit-Readiness
Assessment. $500. 48 hours.

Ship us 1,000 of your AI decisions. We map each one to the regulation you operate under. You get the exact decisions that cannot survive a regulator's question, the policy gaps each one reveals, and a remediation plan you can sign on Monday. Money back if exposure is under $25K.

Start your assessment · $500 Talk to a Co-Build engineer →